Apple opens NFC to third-party developers in iOS 18.1.

Apple opens third-party access to NFC in the US and some other regions.

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iOS 18.1 permits developers to implement contactless payment systems through an API.

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This move is a result of agreement between Apple and the EU Digital Markets Act.

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Secure Element chip will become available for other companies’ NFC transactions.

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In iOS, NFC applications can be set as default for contactless payments.

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Developers need a commercial agreement, entitlements, and fees to participate.

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Apple Pay remains available alongside third-party NFC systems.

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The API will be available in the US, EU, Australia, Japan, and more.

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